Hey Kiddo!
This week, protect your home, family, and finances with four essential maintenance and planning tasks:
Household systems check: Replace your HVAC filter, clean your dryer lint trap, and inspect pipes for leaks to prevent fires, water damage, and mold—catching issues before they become $5K-30K disasters
Vehicle safety inspection: Check all seatbelts, car seats, and booster seats for wear, proper installation, and expiration to ensure crash protection and avoid preventable injuries or legal liability
New Year goal setting: Choose one specific, measurable self-improvement goal in health, finances, career, or skills to prevent costly problems from compounding and replace regret with measurable progress
Debt and loan review: Audit all debts, interest rates, and payment schedules to catch errors, identify refinancing opportunities, and save thousands in interest while protecting your credit score
These simple tasks require just 2-4 hours but can save $60K-500K+ in catastrophic repairs, medical expenses, fire damage, interest charges, and legal costs while keeping your family safe and financially secure.

