Home safety basics: Replace your HVAC filter, clean your dryer lint trap, and check pipes for leaks to prevent house fires, mold growth, and water damage that can cost $5K-30K+ in repairs

Vehicle restraint systems: Inspect seatbelts, car seats, and booster seats for wear, proper installation, and expiration dates to ensure they'll protect your family when it matters most

Estate planning review: Create or update your will and power of attorney so courts don't decide who gets your assets or makes medical decisions if you're incapacitated, saving your family $10K-50K+ in legal battles

Debt inventory: Review all loans, credit cards, and payment schedules to catch billing errors, identify refinancing opportunities, and avoid late fees that damage your credit and cost thousands in higher interest rates