Do red cars cost more to insure?

You may have heard the myth that red cars cost more to insure, often with varying reasons why. The truth is, the color of your car has nothing to do with your premium. Insurance companies are more interested in your vehicle’s make, model, age, safety features, and your driving history. What’s not a myth, though — is that people really can save a ton of money by switching insurers. Check out Money’s car insurance tool to see if you could, too.
Hey Kiddo!
Take some time this weekend to take care of the following tasks around your house, to ensure safe, efficient, and healthy living/driving situation. You got this kiddo!
Task 1: Household - Clean Your Drains.
🎯 Why it matters: Clogged drains lead to backups, water damage, foul odors, and pest problems—plus embarrassment when guests notice slow drainage or unpleasant smells.
⚙️ The process:
Remove and clean drain covers with soap and water
Pull out hair and debris with a drain brush or wire tool
Pour baking soda and vinegar down drains, then flush with hot water
Cost: $10-30 for basic supplies (brush, baking soda, vinegar, cleaner)
⚠️ What's at stake: Skipping drain cleaning risks:
Health & Safety: Bacterial growth and mold in standing water, drain flies breeding in organic matter, sewage-like odors throughout the home, potential for water overflow causing slip hazards
Financial Costs: Plumber calls ($150-400 per visit), water damage to floors and ceilings ($500-5,000+), pipe corrosion requiring replacement ($1,000-3,000+), reduced home value during inspections
Social Impact: Embarrassing sewage odors when hosting guests, slow-draining sinks and tubs signaling poor maintenance, visible black slime around drains creating unsanitary appearance.
💡 The reality: Spending $20 and 30 minutes prevents hundreds in plumber bills and avoids the awkwardness of apologizing for bathroom smells.
Task 2: Automotive - Fluids, Oil and Battery Check.
🎯 Why it matters: Regular fluid and battery checks prevent breakdowns, avoid costly repairs, keep you safe on the road, and maintain your car's resale value.
⚙️ The process:
Check oil with dipstick when engine is cool (should be amber, not black)
Inspect coolant, brake fluid, power steering fluid, and washer fluid levels in their reservoirs
Look for battery terminal corrosion and test charge with a simple tester
Cost: $10-30 for battery tester, $5-15 per fluid bottle as needed
⚠️ What's at stake: Skipping fluid and battery checks risks:
Health & Safety: Engine overheating while driving, brake failure from low brake fluid, being stranded in unsafe locations or extreme weather, accidents from mechanical failures on highways
Financial Costs: Engine replacement from oil neglect ($3,000-7,000+), overheating repairs ($1,500-3,000), emergency towing ($75-150), inflated battery replacement prices ($150-300 versus $100-200 planned), reduced resale value ($500-2,000+)
Social Impact: Embarrassment from calling friends for rescues, damaged professional reputation from missing work, perception of irresponsibility, explaining preventable breakdowns to passengers
💡 The reality: A 10-minute check prevents being stranded and saves thousands in avoidable repairs.
Task 3: Household - Check your breakers and utility shutoffs.
🎯 Why it matters: In emergencies like floods, electrical fires, or gas leaks, accessible and working shutoffs are the difference between minor incidents and catastrophic damage.
⚙️ The process:
Locate and test electrical breakers by flipping them to ensure they move freely (this will cut power to those circuits so be aware of this ahead of time)
Find the main water valve and turn it slightly both directions to prevent seizing
Identify the gas shutoff valve and keep a proper wrench nearby (test with quarter-turns only)
Clear any storage, or dirt etc. blocking access to these shutoffs
Cost: $10-25 for wrenches/tools and panel labels
⚠️ What's at stake: Skipping shutoff maintenance risks:
Health & Safety: Inability to stop flooding during pipe bursts, fire risk from electrical issues you can't shut down, gas leak dangers if valve won't turn, potential carbon monoxide exposure, delayed emergency response
Financial Costs: Water damage from uncontrolled flooding ($5,000-20,000+), electrical fire damage, emergency plumber/electrician after-hours fees ($200-500+), seized valve replacement during crisis, insurance coverage reductions for preventable damage, reduced home sale offers
Social Impact: Looking unprepared when contractors ask about shutoffs, inability to help neighbors during shared emergencies, embarrassment during home inspections, liability concerns if your emergency damages neighboring properties
💡 The reality: Spending 30 minutes and $20 ensures you can stop a disaster before it starts, potentially saving tens of thousands in damage.
⚠️ Disclaimer ⚠️
The information provided in this email is intended for educational purposes only. By using this guide, you acknowledge and agree that you are fully responsible for your actions and decisions while performing the tasks described herein.
The author and publisher shall not be held liable for any damages, injuries, or negative consequences that may arise from the application of the information contained in this email, or its attachments. It is your responsibility to ensure that you have the necessary skills, knowledge, and safety precautions in place before undertaking any tasks. Always seek professional advice or assistance if you are unsure about any procedures or actions.
Proceed at your own risk.

Congrats on a job well done! Keeping up on these Proactive Maintenance Tasks will help improve your health & safety, save money in the long run and maintain property values. Keep up the good work Kiddo!
Enjoying DadMinders? Refer a Friend, Get Rewards!


